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Credit Repair Counseling - Cents Savvy

Most Affordable Credit Repair Services

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Unlock your path to financial freedom with Credit Repair Counseling from Cents Savvy . Our expert team specializes in credit score increase tricks and strategies and Do It Yourself (DIY) credit programs, empowering you to take control of your financial future. Negative items will ge removed from your credit report as we guide you through the process of disputing credit errors and rebuilding your credit history. With our comprehensive credit repair programs, you can achieve the financial stability you deserve. Trust Cents Savvy to help you pave the way to a brighter financial tomorrow.


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Buy a Home

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Increase Your Credit Scores

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Lower Interest Rates

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Start A Business

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Buy a Car

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Make Debt Collectors Go Away

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Best Company To Repair Credit

Unlock Your Financial Potential with me. Hi I’m Tiffany Vaughn, CPA, and CEO of Cents Savvy Financial Services!

Are you tired of feeling stuck with a lower credit score? Say goodbye to the stress and frustration because help is here! As the proud owner of Cents Savvy Financial Services, my entire team and I are committed to steering you toward financial success.

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With our comprehensive credit repair counseling plan, you'll receive personalized support every step of the way. No need to break the bank on expensive credit repair services! Our detailed credit counseling approach ensures that you get the credit results you deserve without the hefty price tag. Why settle for uncertainty when you can have the right support in place to get you the results you deserve? Get the exact assistance you need to build your credit with confidence. Take control of your financial future today with Cents Savvy Financial Services!

Unlock the power to dispute errors, inaccuracies, and incorrect information in your credit reports with Cents Savvy. We're proactive in rectifying unjust or erroneous negative items, initiating challenges to both creditors and all three credit bureaus. Our goal is to restore accuracy and fairness to your credit report, addressing various issues including:

  • Collections

  • Late Payments

  • Foreclosure

  • Charge Offs

  • Student Loans

  • Hard Inquiries

  • Identity Theft

  • Personal Informations

  • Bankruptcy

  • Judgments

  • Repossessions

  • Liens

Included in the Cents Savvy Credit Repair Counseling Program

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✅Elite Private Dashboard!

✅Customized Monthly Milestone Reporting!

✅Private Consultation Messenger System!

✅Negative Credit Disputing with  Letters Processed and Mailed!

✅Monthly Results Updated in Dashboard!

✅No contract and cancel anytime!

Everyone Has A Credit Story...Let's Make Yours A Success Today!

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We assist THOUSANDS of Individuals

SOLVE Credit Issues and INCREASE Their Credit Scores!

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Frequently Asked Question?

What is the meaning of credit repair?

Credit repair is the act of restoring or correcting a poor or lower than normal credit score. Credit repair can also involve paying a reputable company to contact the credit bureaus and point out anything on your report that is incorrect or untrue, then asking for it to be removed formally.

Who needs credit repair?

Perhaps one of the most obvious signs that it's time to consider credit repair is if you've been consistently rejected for loans or credit cards. Lenders and creditors will use your credit score to determine your creditworthiness as part of your application and a low score can result in higher interest rates or immediate denials of credit.

What happens when you do credit repair?


Credit repair companies offer to “fix your credit” by removing negative items from your credit report. They file credit disputes related to negative items on your behalf with each of the three major credit bureaus to get the information updated and removed.

What is the difference between a credit repair service and credit counseling service?

Credit counseling is a program for people who have trouble managing their debt. Credit repair is related to making changes to improve your credit rating. Each of these services is available in different states. Cents Savvy focuses on both credit repair and credit counseling services.

What is the credit counseling process?

We will assess your credit situation by reviewing all credit reports from the 3 major credit bureaus who report your credit history including Equifax, Transunion, and Experian. We identify all negative items that are errors, inconsistencies, and non-compliant items. We then draft and process letters sent to the credit bureaus to perform an investigation on the accuracy of these items, in efforts to get them deleted from your credit reports. We use the appropriate credit laws under the Fair Credit Reporting Act to dispute your negative credit items.

Does using credit counseling hurt your credit?

Credit counseing is designed to rebuild your credit. There may be temporary changes in your credit report as items are deleted and updated. You must stay the course and know that ultimately the goal of credit couseiling is to permanently remove inaccurate information from your credit reports.

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