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April 24, 2018

Do you know what my biggest financial fear is?  Not being financially secure.  I guess this comes with age, taking a step back, and asking myself, “Do I have enough in savings to sustain my current lifestyle should I lose my job or there be some major life expense I need to handle?"  or "Why did I spend my entire 20's living...

August 27, 2017

I started reading the book "The Millionaire Next Door" when I was a teenager.  I stopped reading it...because I was a teenager ("Ain't nobody got time for that!").  I picked it back up a few weeks ago and I have found my financial spirit animal.  The word "millionaire" typically brings up images of a lavish, jet-setting life...

July 23, 2017

I work very hard. I deserve to have nice things. I remember my first promotion at work and immediately planning a shopping spree to break in my new salary.  I bought a new Coach tote bag, lots of shoes, work dresses, and jewelry.  It didn’t matter that I was paying only the minimum amounts on my student loans each month.  I...

February 12, 2017

So you've created your budget, have been monitoring your income and spending, and are starting to feel in control of your funds.  Things are going well...and then it happens.  The unexpected expense.  A few months ago, I enjoyed my very own unexpected expense in the form of a brand new furnace for my house (#HomeOwnershipPro...

February 5, 2017

This is hands down my favorite topic.  One of the main reasons I started Cents Savvy LLC is because I've had so many people ask me about helping them create a budget because as we all know, a budget is the foundation of personal finance management.  I LOVE managing my family's budget.  I also love numbers (It's the C.P.A. in...

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