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Insurance Products - Cents Savvy

Life and Health Insurance

Insurance Products Insurance policy - Cents Savvy

Embrace the ultimate protection for your financial future with insurance products from Cents Savvy. Our offerings are curated to align seamlessly with your financial wellness goals, supported by expert guidance from our financial wellness coach. Trust us to safeguard your wealth with tailored wealth management solutions, ensuring you have the necessary financial resources when you need them most for you and your family.

Life and Health Insurance products where we're dedicated to safeguarding your most precious assets—your health and your future. Explore below to learn more about the comprehensive coverage options we offer:

Insurance Products Insurance policy - Cents Savvy

Life Insurance

Protect your family’s financial future with a customizable life insurance policy. Options like term life, whole life, or universal life insurance will assist and we have options to fit your needs and budget.

Insurance Products Insurance policy - Cents Savvy

Health Insurance

Protect your health and well-being with our range of health insurance plans. From individual and family coverage to group health plans for businesses, we will help you find the right insurance policy to meet your healthcare needs.

Insurance Products Insurance policy - Cents Savvy

Critical Illness Insurance

If the unexpected happens with critical illness, this insurance coverage provides financial support. A serious illness diagnosis can be scary. This tupe of insurance now allows you to focus on healing without having to worry about health expenses needing repayment.

Insurance Products Insurance policy - Cents Savvy

We understand that your health and financial security are paramount. That's why we're invested in providing you personalized insurance tailored to your unique needs and circumstances. Contact us today to explore options that will be the best fit for your family.

Insurance Policy

Securing the appropriate life insurance coverage and understanding its benefits are crucial steps in preparing for the future of both yourself and your loved ones. Life insurance serves as your family’s financial safety net. It makes sure that your family's needs are met even in the event where you can no longer financially provide for them.

Take control of your future today with Cents Savvy. Our team specializes in finding the perfect life insurance coverage tailored to your unique circumstances. We're dedicated to ensuring that your policy evolves alongside your changing needs, providing ongoing support and guidance every step of the way.

Don't leave the financial security of your family up to chance. Let Cents Savvy help you safeguard their future with the right life insurance coverage.

Life insurance acts as a shield against unexpected emergencies.

Insurance Products Insurance policy - Cents Savvy

Prepare for the Unexpected


Prepare for Unforeseen Family Illnesses or life tragedy


Prepare Your Finances & Family With Critical Illness Insurance


Prepare Your Family’s Finances With Final Expense Insurance


Prepare for a safe and assured tomorrow for your family.

Get the health and life insurance you need to
protect yourself and the ones you love.

Insurance Products Insurance policy - Cents Savvy

Frequently Asked Questions

What is life insurance and is it something I need?

Life insurance is a contract where the insurer (life insurance company) pays an assigned beneficiary (ex. spouse, child, other family member) a sum of money upon the death of the insured individual. It's important because it provides financial protection to your family or dependents after your death.

What is health insurance?

Health insurance is insurance coverage that pays for both medical expenses incurred by the insured party. Health insurance can cover a range of things from doctor visits, hospital stays to medical tests and treatments.

What are the different types of life insurance available?

The main types are term life insurance, which provides coverage for a specific term period, while whole life insurance offers coverage for your entire lifetime and typically includes a cash value component.

What are health insurance coverage plans I can get?

HMO (Health Maintenance Organization) plans typically limit coverage for care from providers who specifically work for or are under contract with the HMO. A PPO (Preferred Provider Organization) plans allow for more flexibility by allowing you to visit whichever in-network healthcare provider you decide is a good fit for yourself and most importantly your family. An EPO (Exclusive Provider Organization) plans are like PPOs but without coverage for out-of-network care. POS (Point of Service) plans combine features of HMOs and PPOs.

How much life insurance coverage is enough?

This depends on your financial obligations, your current salary/income, the number of dependents you are currently financially responsible for, and any long-term financial goals. A common rule to strive for is to have coverage that equates to 10-15 times your annual income.

How do I determine the best health insurance plan for my family?

When choosing a health plan, consider factors such as the type of coverage provided, the network of doctors and hospitals, premiums, out-of-pocket costs (like deductibles and copayments), and whether it covers the services you regularly need.

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