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Best Financial Coach and Credit Repair Counseling Company in Detroit, MI

At Cents Savvy Financial Services, we offer a comprehensive range of financial services and solutions to help motivated individuals and small businesses reach financial stability and success. From credit counseling and debt management to financial education and personalized assistance, we have the expertise to guide you towards a brighter financial future. Our services encompass a variety of financial needs including Credit Repair Counseling, SavvyTaxPro Academy, Financial Coaching, Small Business Accounting, Tax Preparation & Planning, and Insurance Products. We provide tailored expert guidance and support to ensure that your financial goals are met. Whether you're a homeowner looking to improve your credit score or a business owner seeking financial stability and growth, we are here to support you goals every step of the way. Our goal is to provide our clients exceptional service specific to each individual's needs, ensuring the highest standards of excellence. This ensures that you can depend on Cents Savvy Financial Services, for all your financial needs.

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Step 1

Answer detailed questions about your current credit status and book your FREE credit consultation. Gain valuable insights into your financial standing and take control of your credit journey today.

Step 2

Our team of credit repair specialists will prepare a customized credit health analysis where we carefully examine your credit survey responses and offer comprehensive insights into what is driving your
credit scores down.

Step 3

Engage in an in-depth discussion with our credit repair specialist over the results of your credit analysis. Together, we'll dissect your current credit situation, identify opportunities to fix your credit quickly, and strategize for a brighter financial future for you and your family.

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How to Dispute Incorrect Items On Your Credit Reports

Cents Savvy is proactive in rectifying unjust or erroneous negative items impacting your credit. We initiate challenges to both creditors and all three major credit bureaus, striving to restore accuracy and fairness to your credit reports.

  • Collections

  • Late Payments

  • Foreclosure

  • Charge Offs

  • Bankruptcy

  • Judgments

  • Repossessions

  • Liens

  • Student Loans

  • Hard Inquiries

  • Personal Information

Most Affordable Credit Repair Counseling Services in Detroit, MI

Discover the Most Affordable Credit Repair Counseling Services in Detroit, MI and nearby cities. With years of experience, we help clients reach their ideal credit scores. Maintaining optimal credit health is instrumental in securing long-term financial stability. Our expert team tailors solutions for lasting success, prioritizing financial well-being. We're dedicated to affordability and accessibility, ensuring top-notch services without financial strain. Experience financial peace and lasting value with us.

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This underscores the importance of enduring Credit Repair Solutions, which are designed for permanent results. Achieving financial stability requires employing top-tier strategies and entrusting the task to a reputable company with proven expertise in the industry. In order to ensure we exceed client expectations fully, we provide a full selection of financial services tailored to their needs. These include SavvyTaxPro Academy, Financial Coaching, Tax Preparation and Planning, Small Business Accounting, and a range of Insurance Products to safeguard their assets and investments

As a Top Provider in the Credit Repair Industry, we are committed to delivering nothing short of the utmost quality service to our valued clients!

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The BEST CPA In Detroit, Michigan Helping Individuals & Tax Businesses Achieve Their Financial Goals! Manage Your Finances, Scale Your Tax Business, Strategically Reduce Your Tax Obligation, Build Credit, and Protect What Matters Most. Lets connect!

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Trusted by 100,000 clients worldwide since 2016

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Best Company To Repair Credit in
Detroit, MI and nearby Cities.

Our vision shapes your future.

When it comes to credit repair services, security and protection are paramount. Our services safeguard your financial well-being For residents in Detroit, Michigan and neighboring areas, Cents Savvy Credit Repair Service stands out as the ideal choice.

We are well aware of the competition in this area. However, we hold firm confidence in our expertise and capabilities to deliver unparalleled credit counseling services to prospective clients – whether for individuals or businesses. Our seasoned professionals will seamlessly handle all aspects of the credit repair counseling process, from initial consultation to implementation. So, rest assured, when it comes to addressing your credit concerns or embarking on any financial project, we have you covered!

Reach out to us today for the best credit counseling services in Detroit, whether you're seeking assistance for personal finances or business endeavors.

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Best Credit Repair Programs and Financial Services We Offer!

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We offer affordable Credit Repair Counseling, Tax Planning & Preparation Services, Small Business Accounting Services, Tax Business Coaching, Personal Financial Coaching, and Life & Health Insurance Products. Our services are proven to be effective, professional, and efficient to get your financial questions answered and goals achieved.

Best Financial Coach and Credit Repair Counseling
Service Provider in Detroit, MI

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Cents Savvy Credit Repair Counseling offers outstanding credit repair services for the residents of Detroit,Michigan and nearby cities. With over 15 years of financial, tax, and accounting experience, we are a knowledgeable and adept company dedicated to improving credit health. Credit Disputing and Rebuilding is one of our specialties, so future homeowners in need of assistance with their credit can depend on us for quality & professional results.

Our comprehensive range of financial services includes Credit Repair Counseling, Financial Coaching, SavvyTaxPro Business Coaching, Small Business Accounting, Tax Preparation & Planning, and Insurance Products. With our team of dedicated professionals, we offer expert guidance to help you reach your financial goals. Whether you're a homeowner aiming to boost your credit score or a tax business owner striving for stability and growth, we're committed to supporting your financial journey throughout. Our focus is on delivering exceptional service customized to your specific needs, ensuring excellence in every aspect. Count on Cents Savvy Services for all your financial needs.

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Frequently Asked Questions

What is the meaning of credit repair?

Credit repair is the act of restoring or correcting a poor or lower than normal credit score. Credit repair can also involve paying a reputable company to contact the credit bureaus and point out anything on your report that is incorrect or untrue, then asking for it to be removed formally.

Who needs credit repair?

Perhaps one of the most obvious signs that it's time to consider credit repair is if you've been consistently rejected for loans or credit cards. Lenders and creditors will use your credit score to determine your creditworthiness as part of your application and a low score can result in higher interest rates or immediate denials of credit.

What happens when you do credit repair?

Credit repair companies offer to “fix your credit” by removing negative items from your credit report. They file credit disputes related to negative items on your behalf with each of the three major credit bureaus to get the information updated and removed.

What is the difference between a credit repair service and credit counseling service?

Credit counseling is a program for people who have trouble managing their debt. Credit repair is related to making changes to improve your credit rating. Each of these services is available in different states. Cents Savvy focuses on both credit repair and credit counseling services.

What is the credit counseling process?

We will assess your credit situation by reviewing all credit reports from the 3 major credit bureaus who report your credit history including Equifax, Transunion, and Experian. We identify all negative items that are errors, inconsistencies, and non-compliant items. We then draft and process letters sent to the credit bureaus to perform an investigation on the accuracy of these items, in efforts to get them deleted from your credit reports. We use the appropriate credit laws under the Fair Credit Reporting Act to dispute your negative credit items.

Does using credit counseling hurt your credit?

Credit counseing is designed to rebuild your credit. There may be temporary changes in your credit report as items are deleted and updated. You must stay the course and know that ultimately the goal of credit couseiling is to permanently remove inaccurate information from your credit reports.

Whax is the SavvyTaxPro Academy?

SavvyTaxPro Academy is your Tax Business In A Box approach to growing a successful tax business! You get:


1) SavvyTaxPro Tax Preparation Software with Access Through 10/31/2025!

2) EZ Tax/Ultimate Business Suite Software which is an UNLIMITED platform to manage your tax business back office operations on a FREE 30 day trial!

3) BONUS: 12 Month Access To:


*Tax Business Operations Trainings!

*Tax Preparation Course Trainings!

*Tax Business Automation Trainings!

*Tax Marketing Automation Trainings!

*Tax Business Live Coaching Sessions!

*Tax Community Resources & Networking!

Who is the SavvyTaxPro Academy for?

My Academy is for MOTIVATED TAX BUSINESS OWNERS looking to INCREASE THEIR REVENUE EXPONENTIALLY through having access to all the right resources and ongoing support! Tax business owners who have clients who want access to banking products will thrive in the Academy because you have access to 2 different banking companies, loan advances for you and your clients, and a way for you to grow your business revenue by providing services your clients want & need! If this describes you and your business goals...YES THE ACADEMY IS RIGHT FOR YOU!

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